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MINI Insurance. No fear. Just fun.
![MINI insurance. Mini 3-Door Hatch](/pt_PT/home/finance-and-insurance/insurance/jcr:content/main/par/hero/image/damImage.narrow.{width}w.null_0.jpg)
![MINI Top Cover. Mini insurance.](/pt_PT/home/finance-and-insurance/insurance/jcr:content/main/par/columns_8/singleColImage/damImage.narrow.{width}w.j_1474629633784.jpg)
Top Cover.
In a class of its own, Top Cover insures against a huge number of risks. It’s the perfect all-round protection.
- Full-price refund for theft and write-offs
- Motor travel cover abroad
- ‘New for old’
- Costs covered for replacement vehicles
![MINI motor insurance. MINI basic cover.](/pt_PT/home/finance-and-insurance/insurance/jcr:content/main/par/columns/singleColImage/damImage.narrow.{width}w.j_1474629636522.jpg)
Basic Cover.
Sound as you like. Solid protection that includes the most important aspects of motor insurance, and attractive conditions to boot. Ideal for those who are just starting out.
- Third-party liability
- Repairs in MINI Approved Service Centres
- High sums insured
- Choose your own excess
![MINI Debt Insurance](/pt_PT/home/finance-and-insurance/insurance/jcr:content/main/par/columns_0/singleColImage/damImage.narrow.{width}w.j_1474629639264.jpg)
Debt insurance.
Feel truly secure. Debt insurance covers your repayments should you fall ill or become unable to work, so you won’t be left out of pocket. Benefits include:
- All payments covered from your second month of incapacity.
- All remaining payments covered in the event of your death.
- Low monthly insurance premiums.
- Personal property is insured.
![Mini Gap Insurance.](/pt_PT/home/finance-and-insurance/insurance/jcr:content/main/par/columns_1/singleColImage/damImage.narrow.{width}w.j_1474629641329.jpg)
Gap insurance.
If your MINI is involved in an accident, theft or write-off, you’ll usually only be reimbursed the market value of the car. MINI Gap Insurance covers the gap between residual value and list price, so that you always end up with a brand new MINI.
- You get a new MINI if yours is written off.
- Insurance covers the value between residual value and list price.
- Choose an insurance period of 2, 3 or 4 years.
- Freedom to pay premiums monthly or annually.
![MINI Smile. Leasing and Insurance for MINI.](/pt_PT/home/finance-and-insurance/insurance/jcr:content/main/par/columns_2/singleColImage/damImage.narrow.{width}w.j_1474629643768.jpg)
MINI Smile.
Leasing and insurance in one. A special benefit is the flat-rate insurance premium, irrespective of your no-claims bonus or region
- All-round comprehensive cover.
- Flat rate, irrespective of no-claims bonus.
- No regional surcharges or discounts.