MINI loan financing. It’s yours for the taking.

MINI loan financing.
MINI Finance. Basic finance. Balloon finance. Mini Select.

Think big. Pay bite-size.

At MINI we like to put you in the driver’s seat from the start. If you want to own your MINI, or at least have the option to own it, we’ve a finance product that’s just right for you.

Basic Flavour.

Choose your MINI, your deposit and your payment term. At the end, the MINI is yours.


Balloon Financing.

Choose a term from 24 to 60 months and pay an optional down payment and final payment. At the end, keep your MINI or trade it in.


MINI Select.

At the end of your term, pay a lump sum, renew your finance agreement or simply return your MINI.

MINI Basic payment.
Basic Flavour.

One for freedom lovers – and the ideal way to get in the driving seat with a lower initial deposit. Choose your MINI, your deposit and a payment term of up to 120 months:

  • Consistently low payments with fixed interest
  • Down payment option
  • Term of up to 120 months
  • Optional income protection
MINI Balloon Financing. Mini Cooper D back profile shot.
Balloon Financing.

The one where you set the pace. Decide how high your payments are by choosing a contract between 12 and 60 months. You can also reduce it further with a one-off down payment. Low monthly payments cover the fixed interest on the loan and a small part of the redemption. At the end of the agreement, you decide whether to make the one-off final payment directly or to continue with affordable financing.

  • Terms of between 12 and 60 months
  • Optional down payment
  • Fixed interest rate
  • Either one-off final payment or affordable follow-up financing
  • Optional debt insurance
MINI Select
MINI Select.

Can’t decide between a lease or loan? MINI Select combines the advantages of both, with three ways to end your repayment term: continue with affordable finance, go for a one-off final payment, or return your MINI to your dealer and swap it for a shiny new one.

  • Regular monthly payments over a period of 24 to 48 months
  • Choose at the end of the agreement: pay the final payment, continue with your finance agreement, or return your MINI.
  • Your MINI dealer is obliged to take back your MINI.
  • Covered by debt insurance